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United Kingdom
Access business financing with repayments that move with your sales
A clearer way to manage costs, plan ahead, and keep your business moving. Get business financing with a fixed fee and repayments that move with your sales.
Not a myPOS merchant yet?
Trusted by thousands of businesses across Europe
Over
€ 22.5M
already provided
More than
3,265
merchants received financing
Over
4,435
businesses financed
Typically funded
within 48 hours
of accepting your financing agreement
A simpler way to fund your business
Running a business means making constant decisions about where money needs to go next. Stock, equipment, day to day costs, or preparing for a busy period can all put pressure on cash flow. myPOS gives you access to business financing with clear terms, a fixed fee, and repayments that move with your sales. That means you can keep plans moving, without putting extra pressure on your business.
How business financing works
From offer to repayment, here's how your financing works:
1. Your business is assessed
Our team looks at things like your sales performance and business stability to assess suitability.
2. Your offer appears in your business account
If your business qualifies for financing, you'll see the financing amount, fixed fee, total repayment amount, and repayment rate clearly in your account.
3. Review and accept your financing agreement
If the offer works for you, you simply hit 'Accept your financing agreement' in your business account. There are no long forms or unnecessary paperwork to deal with.
4. Receive your financing
Your business financing will typically be paid within 48 hours of accepting your financing agreement. So you can put your business plans into action quickly.
5. Repay in line with your sales
Repayments are clear from the start. An agreed percentage of your sales is collected and repaid automatically. Everything then follows the repayment schedule in your financing agreement.
Repayments that move with your sales
With business financing, you see the total repayment upfront.
Loan amount:
10000 € / 19558,30 лв.
Fixed fee:
1200 € / 2347 лв.
Total repayment:
11200 € / 21905,30 лв.
How repayments adjust with sales
If your sales are higher, repayments are made faster. If sales are lower, the amount collected is lower. The total repayment amount stays the same throughout.
How financing offers are assessed
Business financing is currently only available to eligible myPOS merchants. You may receive an offer based on:
When a financing offer is available, it will appear in your business account.
How business financing can support your business
Business financing can help you cover key costs, invest in growth, and take pressure off cash flow. You could use it for:
Stock
Stay ready for busy periods by ordering inventory in advance and avoiding missed sales.
Equipment
Repair, replace, or upgrade essential equipment so your business keeps running smoothly.
Seasonal demand
Prepare for busier periods with stock, staffing, or supplies you need, without putting extra pressure on cash flow.
Cash flow gaps
Cover short term costs and keep day to day operations running smoothly.
Hiring and growth
Bring in extra support, increase capacity, and give your business more room to grow.
Marketing
Invest in campaigns and promotions that bring new customers and drive sales.
Get financing without the usual friction
Traditional business borrowing can be slow, paperwork heavy, and harder to plan around. Your Merchant Loan gives you faster access to funds, clearer costs, and more flexibility in how you repay.
See why our customers love myPOS
Trusted by over 350,000 businesses across Europe to save time and money.
Online when you need it
Using this little card reader for a small business with a modest turnover. Anyway, being able to accept card payments is important enough and if you've got a physical merchandise you will most likely need it. This has worked without fail, I'm especially impressed with how well it connects wirelessly to the servers.
Easy and affordable
Fast approval, easy to use, customers love slender flat design. Money transfer to my primary Bank is effortless, money request for customers is quickly generated and convenient to them. Fees are reasonable, basic card is ready to use everywhere. Overall money good spent!
I've been using myPOS for a few years…
I've been using myPOS for a few years now and it is a simple easy solution for a small business. As we don't have many card transactions the fact that we don't have to rent the machine and just pay a small percentage of each sale is a good solution for us.
I was using a different product before…
I was using a different product before now with a lot of hassles but since I have shifted to my pos the experience is marvellous, hassles free and easy to operate.
Mypos has an awesome team and their…
myPOS has an awesome team and their performance is outstanding. I'vebeen with them for the past 8 years and they are very friendly, helpful and professional.
Frequently asked questions
Your questions answered
Business financing is available to eligible myPOS merchants. It includes a fixed fee, with repayments automatically adjusted as an agreed percentage of platform sales in line with the financing agreement.
Eligibility is based on factors such as your sales activity, business stability, business history, and how long you've been using myPOS. If your business qualifies, a financing offer will appear in your business account.
Financing amounts vary by merchant. If a financing offer is available, the amount will be clearly shown in your offer.
Each offer includes a fixed fee shown clearly upfront, together with the total repayment amount.
Repayments take place over the period set out in your financing agreement, for up to 12 months. The repayment period will be clearly shown in your offer.
If the full repayment amount is not repaid within the period set out in your financing agreement, the partner may deactivate the financing. Any outstanding amount must then be repaid directly to the partner, outside of the myPOS system.
No. The cost is shown as a fixed fee, not as interest or APR.
Your business financing is paid to the business account specified in your offer.
Repayments are collected automatically as an agreed percentage of your platform sales, in line with your financing agreement.
If your platform sales go down, the amount collected through repayments also goes down, because repayments are linked to platform sales.
Once you accept your business financing agreement, the funds are typically paid within 48 hours.
Yes. If you decide to accept a financing offer, the terms will be set out in a financing agreement in your business account.
No. Business financing is only available to eligible merchants, and not all businesses will qualify.
If repayments do not continue as agreed, the partner may deactivate the financing. Any outstanding amount must then be repaid directly to the partner, outside the myPOS system.
