Accept Cartes Bancaires (CB) payments

Accept Cartes Bancaires (CB) with myPOS and offer your customers their preferred payment method. For in-store, online or mobile payments, myPOS makes it easy to manage your incoming payments while optimising the payment experience.

Cartes Bancaires (CB) is the local card payment network in France, used by the vast majority of French consumers for their everyday payments. As a partner of the CB network through its agreement with BNP Paribas, myPOS guarantees you a secure and high-performance payment experience. All your CB transactions in France are processed via the French domestic network, in accordance with the standards set by the Cartes Bancaires CB Group.

What is Cartes Bancaires (CB)?

Cartes Bancaires (CB) is the local card payment network in France. It is managed by the Cartes Bancaires CB Group (GIE CB), which brings together the main French banks. Card payments are one of the most widely used payment methods in France and worldwide. Your customers pay for their purchases in-store, online or via mobile payment.

The vast majority of cards issued in France are co-branded CB cards with Visa or Mastercard for international payments. There are different types of cards: debit cards deduct funds from the account instantly, while credit cards allow deferred payment. Prepaid cards are loaded in advance, and premium cards such as Visa Premier or Mastercard Gold offer exclusive benefits.

How does CB card payment work?

CB card payments with myPOS follow a simple and secure process that ensures a smooth experience for your customers and your business.

The customer presents their physical CB card (contactless, inserted or swiped) or a virtual card stored in a compatible mobile wallet such as Apple Pay or Google Pay. This process works in-store, online or via a mobile device.

The myPOS terminal reads the CB card and instantly encrypts sensitive data. Thanks to CB network security standards (EMV chip, 3D Secure for online payments), the confidentiality of bank information is ensured.

An authorisation request is sent via the CB network to the customer's issuing bank. After checking limits and available balance, the transaction is confirmed. Routing via the domestic CB network improves reliability and payment acceptance rates.

After authorisation, funds are credited to your myPOS account within seconds. You get instant access to your funds to manage your incoming payments easily and securely.

How to accept Cartes Bancaires (CB)?

Start by choosing the countertop or mobile terminal suited to your business: each model is designed to accept cards from the Cartes Bancaires network. Then open your free myPOS account for free to manage your payments and incoming funds. As soon as your terminal is activated, you can accept all CB cards issued by French banks.

Your customers can also pay via Apple Pay or Google Pay when their CB card is added to their mobile wallet. For online payments, our online payment solutions (payment gateway, payment links) allow you to accept CB transactions on your online store, secured by the 3D Secure protocol.

Cartes Bancaires (CB) card Cartes Bancaires (CB) card

Why choose myPOS to accept Cartes Bancaires?

With myPOS, you get access to a complete payment solution designed for French merchants and optimised for the CB network.

Various payment channels

Access to the CB network via BNP Paribas

myPOS is a partner of the Cartes Bancaires network in France thanks to its agreement with BNP Paribas. This direct connection to the domestic network improves transaction reliability, reduces payment failures and offers competitive pricing compared to international networks.

Multi-currency account

Instant access to funds

After each approved CB payment, funds are transferred to your myPOS account in less than 3 seconds. Track your incoming payments in real time and optimise your cash flow management on a daily basis.

Real-time crediting of funds

Transparent and competitive pricing

Control your budget with transparent pricing, with no long-term commitments or hidden fees. Routing via the CB network also helps reduce fees compared to transactions processed solely through international networks.

Transparent and competitive prices

A multi-currency account

In addition to Cartes Bancaires (CB) payments in France, myPOS supports international payments in multiple currencies. Enjoy free transfers between your myPOS accounts to grow your business internationally.

FAQs

Your questions answered

The Cartes Bancaires (CB) network is the local card payment system in France. Managed by the Cartes Bancaires CB Group (GIE CB), it brings together the main French banks and ensures interoperability of card payments across the country. Created in 1984, it processes the vast majority of card transactions in France and is the most widely used payment method among French consumers.

Most French bank cards are co-branded: they carry both the CB logo and the Visa or Mastercard logo. The CB logo is used for transactions in France (via the domestic network), while the international logo is used for payments abroad. For merchants, transactions routed via the CB network generally benefit from more competitive interchange fees.

Yes, the CB network is known for its high level of security and low fraud rates. CB transactions benefit from the most advanced security technologies: EMV chip, secure contactless payments and the 3D Secure protocol for online payments. Together with the encryption performed by myPOS terminals, these technologies protect your transactions at every stage.

Yes, all myPOS terminals accept contactless CB payments (NFC). Contactless payments now represent the majority of proximity CB transactions in France. Your customers can pay simply by tapping their CB card or smartphone (Apple Pay, Google Pay) on the terminal.

Yes, myPOS is compatible with most French banks. After each approved CB payment, funds are automatically transferred to your myPOS account. You can then transfer funds to your bank account and manage your incoming payments from your myPOS account, accessible 24/7.

myPOS offers several solutions tailored to the needs of merchants in France, all designed to accept Cartes Bancaires (CB). Whether you are a sole trader, a local retailer or an SME, you will find countertop, portable or mobile terminals, as well as online payment solutions. No monthly fees, no long-term commitment: you only pay transaction fees.

Other payment methods?

Ticket Restaurant

Visa

Visa Electron

Mastercard

Maestro

V Pay

AMEX

JCB

Bancontact

iDEAL | Wero

Apple Pay

Google Pay

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