Interchange on consumer cards issued within the EEA and used at EEA based merchants is currently capped at 0.20% for Debit and 0.30% for Credit. The UK is no longer treated as a member of the EEA for Interchange qualification.
Card type |
Interchange range | Scheme fee range |
---|---|---|
Visa Domestic Consumer Prepaid and Debit Card1 |
From 0.10% | € 0.02 to 0.20% | € 0.02 |
From 0.0668% | € 0.02525 to 0.2393% | € 0.02525 |
Visa Domestic Consumer Credit Cards | 0.30% |
From 0.0730% to 0.2393% |
Visa Domestic Commercial Prepaid and Debit Cards |
From 0.20% | € 0.32 to 1.85% | € 0.32 |
From 0.0730% to 0.2393% |
Visa Domestic Commercial Credit Cards |
From 0.30% to 1.85% |
From 0.0730% to 0.2393% |
Visa EEA Consumer Prepaid and Debit Card | 0.20% |
From 0.0928% to 0.2642% |
Visa EEA Consumer Credit Card | 0.30% |
From 0.0928% to 0.2642% |
Visa EEA Commercial Prepaid and Debit Cards | 1.30% |
From 0.0928% to 0.2642% |
Visa EEA Commercial Credit Cards | 1.30% |
From 0.0928% to 0.2642% |
Visa UK Consumer Prepaid and Debit Card2 | 0.20% |
From 0.0928% to 0.2642% |
Visa UK Consumer Credit Cards3 | 0.30% |
From 0.0928% to 0.2642% |
Visa UK Commercial Prepaid and Debit Cards | 1.60% |
From 0.0928% to 0.2642% |
Visa UK Commercial Credit Cards | 1.60% |
From 0.0928% to 0.2642% |
Visa Non - EEA Consumer Prepaid and Debit Card | € 0.15 | 1.20% |
From 0.6121% to 1.0104% |
Visa Non - EEA Consumer Credit Cards | 1.20% |
From 0.6121% to 1.0104% |
Visa Non - EEA Commercial Prepaid and Debit Cards | 2.00% |
From 0.6121% to 1.0104% |
Visa Non - EEA Commercial Credit Cards | 2.00% |
From 0.6121% to 1.0104% |
Bancontact Consumer Prepaid and Debit Card | 0.10%, cap € 0.05 | cap € 0.014 |
Bancontact Commercial Card | 0.10%, cap € 0.05 | cap € 0.014 |
JCB Consumer Prepaid and Debit Card | 0.20% | 0.0543% |
JCB Consumer Credit Cards | 0.30% | 0.0543% |
JCB Commercial Prepaid and Debit Cards | 0.20% | 0.0543% |
JCB Commercial Credit Cards | 0.30% | 0.0543% |
Further Information from the Card Schemes on Interchange below:
Card type |
Interchange range | Scheme fee range |
---|---|---|
Visa Domestic Consumer Prepaid and Debit Card1 |
From 0.10% | € 0.02 to 0.20% | € 0.02 |
From 0.0958% | € 0.4038 to 0.2938% | € 0.4038 |
Visa Domestic Consumer Credit Cards | 0.30% |
From 0.1129% to 0.2938% |
Visa Domestic Commercial Prepaid and Debit Cards |
From 0.20% | € 0.32 to 2.05% | € 0.32 |
From 0.1129% to 0.2938% |
Visa Domestic Commercial Credit Cards |
From 0.30% to 2.05% |
From 0.1129% to 0.2938% |
Visa EEA Consumer Prepaid and Debit Card | 0.20% |
From 0.1234% to 0.3528% |
Visa EEA Consumer Credit Card | 0.30% |
From 0.1331% to 0.3212% |
Visa EEA Commercial Prepaid and Debit Cards | 1.65% |
From 0.1331% to 0.3212% |
Visa EEA Commercial Credit Cards | 1.65% |
From 0.1331% to 0.3212% |
Visa UK Consumer Prepaid and Debit Card2 | 1.15% |
From 0.1234% to 0.3528% |
Visa UK Consumer Credit Cards3 | 1.50% |
From 0.1331% to 0.3212% |
Visa UK Commercial Prepaid and Debit Cards | 1.60% |
From 0.1331% to 0.3212% |
Visa UK Commercial Credit Cards | 1.60% |
From 0.1331% to 0.3212% |
Visa Non - EEA Consumer Prepaid and Debit Card | € 0.15 | 1.44% |
From 1.0437% to 1.7997% |
Visa Non - EEA Consumer Credit Cards | 1.44% |
From 1.0437% to 1.7997% |
Visa Non - EEA Commercial Prepaid and Debit Cards | 2.00% |
From 1.0437% to 1.7997% |
Visa Non - EEA Commercial Credit Cards | 2.00% |
From 1.0437% to 1.7997% |
Bancontact Consumer Prepaid and Debit Card | 0.10%, cap € 0.05 | cap € 0.014 |
Bancontact Commercial Card | 0.10%, cap € 0.05 | cap € 0.014 |
JCB Consumer Prepaid and Debit Card | 1.15% | 0.0543% |
JCB Consumer Credit Cards | 1.50% | 0.0543% |
JCB Commercial Prepaid and Debit Cards | 1.15% | 0.0543% |
JCB Commercial Credit Cards | 1.50% | 0.0543% |
Further Information from the Card Schemes on Interchange below: