Interchange on consumer cards issued within the EEA and used at EEA based merchants is currently capped at 0.20% for Debit and 0.30% for Credit. As the UK is no longer a member of the EEA, a transaction can be subject to an interchange cap of £1.50 per transaction on their UK Domestic Mastercard Non-Consumer Debit Interchange if the merchant qualifies for the UK Domestic Government & Personal Payments Program (Merchant Category Code 9399).
Card type |
Interchange range | Scheme fee range |
---|---|---|
Visa Domestic Consumer Prepaid and Debit Card |
From 0.20% | € 0.05 to 0.20% | € 0.56 |
From 0.0709% | € 0.048225 to 0.1175% | € 0.048225 |
Visa Domestic Consumer Credit Cards |
From 0.30% to 0.43% |
From 0.0835% to 0.1175% |
Visa Domestic Commercial Prepaid and Debit Cards |
From € 0.05 to 0.30% + € 0.06 | € 0.56 |
From 0.0835% to 0.1175% |
Visa Domestic Commercial Credit Cards |
From 0.43% to 1.70% |
From 0.0835% to 0.1175% |
Visa EEA Consumer Prepaid and Debit Card |
From 0.20% to 0.60% |
From 0.2056% to 0.4777% |
Visa EEA Consumer Credit Card |
From 0.30% to 0.65% |
From 0.2056% to 0.4777% |
Visa EEA Commercial Prepaid and Debit Cards | 1.60% |
From 0.2056% to 0.4777% |
Visa EEA Commercial Credit Cards | 1.60% |
From 0.2056% to 0.4777% |
Visa UK Consumer Prepaid and Debit Card1 | 0.20% |
From 0.2056% to 0.4777% |
Visa UK Consumer Credit Cards1 | 0.30% |
From 0.2056% to 0.4777% |
Visa UK Commercial Prepaid and Debit Cards1 | 1.60% |
From 0.2056% to 0.4777% |
Visa UK Commercial Credit Cards1 | 1.60% |
From 0.2056% to 0.4777% |
Visa Non - EEA Consumer Prepaid and Debit Card | € 0.15 | 1.20% |
From 0.6363% to 0.7474% |
Visa Non - EEA Consumer Credit Cards | 1.20% |
From 0.6363% to 0.7474% |
Visa Non - EEA Commercial Prepaid and Debit Cards | 2.00% |
From 0.6363% to 0.7474% |
Visa Non - EEA Commercial Credit Cards | 2.00% |
From 0.6363% to 0.7474% |
TWINT3 | 0.89% | € 0.03 |
JCB Consumer Prepaid and Debit Card | 0.20% | 0.0543% |
JCB Consumer Credit Cards | 0.30% | 0.0543% |
JCB Commercial Prepaid and Debit Cards | 0.20% | 0.0543% |
JCB Commercial Credit Cards | 0.30% | 0.0543% |
Further Information from the Card Schemes on Interchange below:
Card type |
Interchange range | Scheme fee range |
---|---|---|
Visa Domestic Consumer Prepaid and Debit Card |
From 0.20% to 0.29% |
From 0.0969% | € 0.063325 to 0.1269% | € 0.063325 |
Visa Domestic Consumer Credit Cards |
From 0.30% to 0.35% |
From 0.1221% to 0.1269% |
Visa Domestic Commercial Prepaid and Debit Cards |
From 0.29% to 0.30% + € 0.06 |
From 0.1221% to 0.1269% |
Visa Domestic Commercial Credit Cards |
From 0.35% to 1.70% |
From 0.1221% to 0.1269% |
Visa EEA Consumer Prepaid and Debit Card |
From 1.04% to 1.15% |
From 0.3518% to 0.6006% |
Visa EEA Consumer Credit Card |
From 1.09% to 1.50% |
From 0.3584% to 0.6006% |
Visa EEA Commercial Prepaid and Debit Cards | 1.60% |
From 0.3584% to 0.6006% |
Visa EEA Commercial Credit Cards | 1.60% |
From 0.3584% to 0.6006% |
Visa UK Consumer Prepaid and Debit Card1 | 1.15% |
From 0.3518% to 0.6006% |
Visa UK Consumer Credit Cards1 | 1.50% |
From 0.3584% to 0.6006% |
Visa UK Commercial Prepaid and Debit Cards1 | 1.60% |
From 0.3584% to 0.6006% |
Visa UK Commercial Credit Cards1 | 1.60% |
From 0.3584% to 0.6006% |
Visa Non - EEA Consumer Prepaid and Debit Card | € 0.15 | 1.44% |
From 1.1613% to 1.1707% |
Visa Non - EEA Consumer Credit Cards | 1.44% |
From 1.1613% to 1.1707% |
Visa Non - EEA Commercial Prepaid and Debit Cards | 2.00% |
From 1.1613% to 1.1707% |
Visa Non - EEA Commercial Credit Cards | 2.00% |
From 1.1613% to 1.1707% |
JCB Consumer Prepaid and Debit Card | 1.15% | 0.0543% |
JCB Consumer Credit Cards | 1.50% | 0.0543% |
JCB Commercial Prepaid and Debit Cards | 1.15% | 0.0543% |
JCB Commercial Credit Cards | 1.50% | 0.0543% |
Further Information from the Card Schemes on Interchange below: