A clearer way to manage costs, plan ahead, and keep your business moving. Get revenue-based financing with a fixed fee and repayments that move with your sales.
Not a myPOS merchant yet?
Over
€ 22.5M
already provided
More than
3,265
merchants received financing
Over
4,435
businesses financed
Typically funded
within 48 hours
of accepting your financing agreement
Running a business means making constant decisions about where money needs to go next. Stock, equipment, day to day costs, or preparing for a busy period can all put pressure on cash flow. myPOS gives you access to revenue-based financing with clear terms, a fixed fee, and repayments that move with your sales. That means you can keep plans moving, without putting extra pressure on your business.
From offer to repayment, here's how your financing works:
Our team looks at things like your sales performance and business stability to assess suitability.
If your business qualifies for financing, you'll see the financing amount, fixed fee, total repayment amount, and repayment rate clearly in your account.
If the offer works for you - simply accept it in your business account. There are no long forms or unnecessary paperwork to deal with.
Your revenue-based financing will typically be paid within 48 hours of accepting your financing agreement. So you can put your business plans into action quickly.
Repayments are clear from the start. An agreed percentage of your sales is collected and repaid automatically. Everything then follows the repayment schedule in your financing agreement.
With revenue-based financing, you see the total repayment upfront.
Loan amount:
€ 10.000
Fixed fee:
€ 1.200
Total repayment:
€ 11.200
If your sales are higher, repayments are made faster. If sales are lower, the amount collected is lower. The total repayment amount stays the same throughout.
Revenue-based financing is currently only available to eligible myPOS merchants. You may receive an offer based on:
When a financing offer is available, it will appear in your business account.
Revenue-based financing can help you cover key costs, invest in growth, and take pressure off cash flow. You could use it for:
Stay ready for busy periods by ordering inventory in advance and avoiding missed sales.
Repair, replace, or upgrade essential equipment so your business keeps running smoothly.
Prepare for busier periods with stock, staffing, or supplies you need, without putting extra pressure on cash flow.
Cover short term costs and keep day to day operations running smoothly.
Bring in extra support, increase capacity, and give your business more room to grow.
Invest in campaigns and promotions that bring new customers and drive sales.
Traditional business borrowing can be slow, paperwork heavy, and harder to plan around. Revenue-based financing gives you faster access to funds, clearer costs, and more flexibility in how you repay.
Trusted by over 350,000 businesses across Europe to save time and money.
myPOS is a reliable partner.
myPOS is a reliable partner in terms of payments. Many features and perfect mobile coverage, breakdowns are a rarity. Highly recommended.
Perfect products and fast delivery
Perfect products and fast delivery
myPOS is a super convenient card machine…
myPOS is a super convenient card machine that does not need Wi-Fi and allows you to choose the type of payment per purchase. A percentage or a fixed low amount. We really have never had any problems with the card machine. Even in difficult spaces (thick concrete walls), it works well.
Super
Good payment terminal.
Easy to use.
But transaction fees are on the high side.
Super satisfied, appointments are always kept…
Super satisfied, appointments are always kept
Your questions answered
Revenue-based financing is a financing offer that may be available to eligible myPOS merchants. It comes with a fixed fee, and repayments are made as an agreed percentage of platform sales in line with the financing agreement.
Eligibility is based on factors such as your sales activity, business stability, business history, and time using myPOS. If your business qualifies for a financing offer, it will appear in your business account.
Financing amounts vary by merchant. If a financing offer is available, the amount will be shown clearly in your offer.
Each offer includes a fixed fee shown clearly upfront, together with the total repayment amount.
Repayments take place over the period set out in your financing agreement, up to 12 months. The repayment period will be shown clearly in your offer.
If the full repayment amount is not repaid within the period set out in your financing agreement, the lender may deactivate the financing. Any outstanding amount must then be repaid directly to the lender, outside the myPOS system.
No. The cost is shown as a fixed fee, not as interest or APR.
Your financing is paid to the business account specified in your financing offer.
Repayments are collected automatically as an agreed percentage of your platform sales, in line with your financing agreement.
If your platform sales go down, the amount collected through repayments also goes down, because repayments are linked to platform sales.
Once you accept your financing agreement, the financing amount is typically paid within 48 hours.
Yes. If you decide to accept a financing offer, the terms will be set out in a financing agreement in your business account.
No. Revenue-based financing is only available to eligible merchants, and not all businesses will qualify.
If repayments do not continue as agreed, the lender may deactivate the financing. Any outstanding amount must then be repaid directly to the lender, outside the myPOS system.
Nederland
Österreich
Belgium
България
Hrvatska
Κύπρος
Česká republika
Danmark
Estonia
Suomi
France Métropolitaine
Deutschland
Gibraltar
Ελλάδα
Magyarország
Ísland
Ireland
Italia
Latvia
Liechtenstein
Lietuva
Luxembourg
Malta
Norge
Polska
Portugal
România
Slovakia
Slovenia
España
Sverige
Suisse
United Kingdom
