Clear pricing, simple to get started

Choose the plan that fits your business today. Change it easily as you grow.

  • Instant payout

  • No hidden fees

  • Cancel anytime

One

Simple pricing with no monthly fee, pay only for what you process

1.29%

Domestic and EEA consumer cards

€ 0/Month

Start with One

Key features

  • ATM withdrawals 1%

  • 1 physical debit card

  • 2 virtual debit cards

Team & accounts

  • 1 additional team member

  • 1 multi-currency account included

Additional services

  • Tap to Pay on phone included

Plus

Save on fees if you process over € 5.000/month. No contract or long-term commitment.

0.89%

Domestic and EEA consumer cards

€ 19/Month

Start with Plus

Key features

  • 15 free SEPA transfers a month

  • 3 free ATM withdrawals a month

  • 0.25% uncapped cashback

  • 25% off your first Ultra device

  • 2 physical debit cards

  • 5 virtual debit cards

Team & accounts

  • 3 additional team members

  • 5 multi-currency accounts included

Additional services

  • Tap to Pay on phone included

Pro

Maximum savings for high-volume businesses. No contract or long-term commitment.

0.79%

Domestic and EEA consumer cards

€ 39/Month

Start with Pro

Key features

  • 50 free SEPA transfers a month

  • 5 free ATM withdrawals a month

  • 0.50% uncapped cashback

  • 50% off your first Ultra device

  • 3 physical debit cards

  • 20 virtual debit cards

Team & accounts

  • 10 additional team members

  • 20 multi-currency accounts included

Additional services

  • Tap to Pay on phone included

  • Priority support

Custom rates built around your business

Pricing tailored to your transaction volume and growth. Talk to our Sales team today.

Get a quote

Compare our plans and view a full breakdown of fees and features .

Compare all fees and features

See fees and exactly what's included in each plan

One

Plus

Pro
Account plan
Monthly fee
€ 0/month
€ 19/month
€ 39/month
Transaction fees (card present)
Domestic and EEA consumer cards
1.29%
0.89%
0.79%
All other cards, including American Express
2.69%
2.49%
2.49%
Transaction fees (card not present) 1
Domestic and EEA consumer cards
1.79% + € 0,20
1.39% + € 0,15
1.29% + € 0,10
All other cards, including American Express
3.19% + € 0,20
2.99% + € 0,15
2.99% + € 0,10
Business account & transfers
Multi-currency accounts (10+ currencies)
1 account
5 accounts
20 accounts
Free transfers between myPOS accounts
Recurring & scheduled transfers
Bulk transfers via file upload
Incoming SEPA transfer fee
Free
Free
Free
Incoming SWIFT transfer fee
€ 5/transfer
Free for transfers ≤€ 100, € 5/transfer for transfers >€ 100
Free for transfers ≤€ 250, € 5/transfer for transfers >€ 250
Outgoing transfers in CHF, GBP and other currencies within the EEA, UK and Switzerland
€ 4/transfer
€ 4/transfer
€ 4/transfer
Outgoing international transfer fee (SHA)
0.25% (min € 9)
0.25% (min € 9)
0.25% (min € 9)
Outgoing international transfer fee (OUR)
1% (min € 15)
1% (min € 15)
1% (min € 15)
Outgoing SEPA transfers fee
€ 1/transfer
15 free transfers, then € 0,50/transfer
50 free transfers, then € 0,25/transfer
SEPA Direct Debit
€ 0,50
€ 0,50
€ 0,50
Cards
Physical payment cards
1 physical card
2 physical cards, then € 5/card
3 physical cards, then € 5/card
Virtual payment cards
2 virtual cards
5 virtual cards, then € 2/card
20 virtual cards, then € 2/card
Expired card reissuance fee
Free
Free
Free
Lost, stolen, or damaged card replacement 2
€ 5
€ 5
€ 5
Cashback on card transactions
0.25% uncapped
0.5% uncapped
Fee for ATM withdrawal in EUR
1% (min € 2, max € 10)
3 free/month, then 1%
5 free/month, then 1%
Fee for ATM withdrawal in other currencies
1% (min € 2, max € 10)
1% (min € 2, max € 10)
1% (min € 2, max € 10)
Fee for International ATM withdrawal
1%+ € 4/withdrawal
1%+ € 4/withdrawal
1%+ € 4/withdrawal
Fee for POS cash withdrawal in EUR 3
1% (min € 2, max € 10)
1% (min € 2, max € 10)
1% (min € 2, max € 10)
Fee for POS cash withdrawal in other currencies 3
1% (min € 10)
1% (min € 10)
1% (min € 10)
ATM balance inquiries
Card controls
Spend category categorisation
POS terminals
POS terminals cost
Full price
25% off your first Ultra device
50% off your first Ultra device
Tap to Pay
Payment links & QR codes
Support, team access & integrations
Customer Service support level
Standard
Standard
Priority
Team member access
1 additional team member
3 additional team members
10 additional team members
Account integrations (Coming soon)
Other fees
Cancellation of SEPA transfer and Instant transfer fee
€ 25
€ 25
€ 25
Return of incoming SWIFT transfer fee 4
€ 25
€ 25
€ 25
Cancellation of outgoing SWIFT transfer fee
€ 70 + correspondent bank fees
€ 70 + correspondent bank fees
€ 70 + correspondent bank fees
Transfer to incorrect IBAN/BIC fee
€ 10
€ 10
€ 10
Payment investigation fee 5
€ 25 + investigation costs
€ 25 + investigation costs
€ 25 + investigation costs
SEPA Direct Debit refund fee 6
€ 0,50
€ 0,50
€ 0,50
Non-cooperation fee 7
€ 50
€ 50
€ 50
Inactivity fee 8
€ 20
€ 20
€ 20
Chargeback management fee
€ 15
€ 15
€ 15
Chargeback initiation fee 9
€ 15
€ 15
€ 15
  1. Transactions processed via a Virtual Terminal are subject to an additional 0.5% fee compared to other online transaction rates.
  2. Not applicable when the replacement is due to a manufacturing defect for which the issuer is responsible.
  3. The POS Operator can charge additional fees.
  4. This fee is also charged if a transfer to your account fails due to incorrect payment or recipient details. Transfers under EUR 25 will not be returned.
  5. For investigations commencing after 3 months of original transaction date, we will communicate the charges after receiving the information from the Correspondent Bank.
  6. You can request a refund of a SEPA Direct Debit debited within a period of eight weeks after the execution date and of any unauthorized transaction after eight weeks and up to thirteen months after the payment.
  7. This is not a standard fee. The fee is charged in the exceptional cases where your account has been blocked because you have not provided us with documents which we are required to have by law within a certain period of time, or because of any breach on your side which was not rectified within a reasonable time frame. In such a case, we will send 2-months’ prior notice before applying the fee.
  8. This is not a standard fee and is charged only in exceptional cases. It applies if no valid transactions have been processed for 10 consecutive months. In such cases, we will send a 2-month prior notice. If you still do not process any valid transactions during the notice period, the fee will be applied.
  9. The Fee may be applied at myPOS’s discretion if there is limited cooperation from your side during a chargeback resolution process related to a payment made with your myPOS card.

FAQs

Your questions answered

No, myPOS has no hidden fees. All monthly fees, transaction rates, and service fees are clearly shown in the pricing table. If your plan includes monthly allowances (such as SEPA transfers), we also show the cost of any additional usage, so you always know what you pay for.

No, myPOS has no minimum commitment or cancellation fee. All account plans are billed month-to-month, so you can change or cancel anytime — the change takes effect on your next billing date.

Yes, you can upgrade or downgrade your myPOS plan anytime in the myPOS app.

  • Upgrade: your new benefits start immediately, but the higher monthly fee is charged from your next billing cycle.
  • Downgrade: the lower price applies from your next billing cycle. Fees already charged are not prorated.

Your myPOS account plan becomes active as soon as your account is verified. Your first monthly fee is charged 10 days after verification, giving you time to use your plan’s benefits before billing starts.

myPOS first collects your monthly fee from your account balance, then from your card on file if needed. If your balance is too low on the billing date, we retry daily for up to 7 days before taking any further action.

Yes, you can choose the One plan which is free or contact our Sales department for a custom quote.

Yes, myPOS offers custom pricing for businesses with specific needs or high transaction volumes. Contact our Sales team to discuss a tailored plan built around your business.

If your account balance can’t cover the fee on your billing date, we will try to collect it daily for up to 7 days. If the fee is still unpaid after that, your plan is automatically downgraded to the free One plan, and you’ll get an email confirming the change.

No. myPOS is a single provider — sign up and you get a business account with your own IBAN included, so you can accept payments and manage your money in one place.

You can order your POS terminal, receive it, and start transacting within days.

myPOS pays out instantly, 24/7, including weekends and public holidays. Your funds are never held up waiting for the next business day.

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